One in 10 adults in 2015 is "credit invisible," meaning they have no established credit with a nationwide reporting agency, according to the Consumer Financial Protection Bureau.
Many times, consumers with no credit history are new to the world of credit.
They can find themselves in a Catch-22 scenario, says Jennifer Tescher, president and CEO of the Center for Financial Services Innovation in Chicago.
FREE TOOL: Check your credit for free at my Bankrate."You need to have a credit history to get credit," she says.
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You can now make use of Uber even if you don’t have a credit or cheque card!
Capital One, for example, automatically adds and activates your card for Apple Pay after you accept your terms and conditions.Citibank, however, requires an activation code; to get it, the bank will robo-call or text the number you have on file.If you're having trouble getting Apple Pay to accept your card, the simplest solution is to just try entering in your information again; I had no luck activating my cards on Monday evening, but entering in the same information on Tuesday morning worked like a charm.Using Pay Pal Using Apple Pay or Android Pay Paying with Cash Using a Debit Card Using Paytm Wallet or Airtel Money Community Q&A It is a common misconception that you must have a credit card to use Uber.If you have a checking account, you can link it to your Pay Pal account and use that to pay for your rides (in participating countries).